Health Insurance

Health care expenses can add up quickly—and often they are unexpected. One way to help offset some of the high costs of health care expenses is to carry health insurance. Health insurance is a type of insurance in which you pay a premium to the insurer, and they agree to provide financial assistance in paying for some or all of certain medical costs during a plan year.  

Choosing health insurance that’s right for you can be challenging, but with the help of your agent at Regina Jasak Independent Insurance you can get the coverage best suited for your health care needs.  

What Is Health Insurance?  

 

Health insurance covers medical expenses for illnesses, injuries and other conditions. Health insurance can help protect you from significant financial losses due to medical care and related costs. Coverage typically helps pay for eligible medical and prescription drug expenses. There are a handful of different plan types; each plan provides different levels of coverage. Additionally, you may still be responsible for various out-of-pocket costs, such as copays, coinsurance and deductibles, up to a certain limit during your plan year. 

Is Health Insurance Required?  

 

While health insurance is not required, everyone should have it. An unexpected medical cost can come out of nowhere. Having health insurance could save you from taking a huge financial hit. There are a few additional reasons you may want to consider health insurance:  

• Access a network of doctors and hospitals that have negotiated lower rates with insurance companies.
• Pay and keep track of medical payments quickly and easily.
• Safeguard your way of life and your family’s physical and financial well-being.
• Speak with your Regina Jasak Independent Insurance agent to determine the right coverage for you.  

Contact Us Today 

 

At Regina Jasak Independent Insurance we want to help you afford the health care you need. Contact us today to speak with an agent about health care insurance.